Mortgage refusal due to spray foam in the loft
Why it happens here
Lenders treat spray foam as a risk because it can hide structural problems and trap moisture. In Park, many lofts were foamed in the 2010s without proper ventilation, and surveyors now flag it routinely. Once flagged, the sale usually stalls until the foam is removed and the roof is confirmed sound.
Our approach
We remove the foam, inspect every rafter with a moisture meter and thermal camera, and provide a written report with photographs. Your solicitor can send that directly to the lender. We have done this enough times in Park to know exactly what lenders want to see.